Free Guide
Everything you need to buy your first home
The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.
- How much you can actually afford
- Every cost beyond the purchase price
- A step-by-step timeline from offer to closing
What's Inside
A chapter for every step
Budgeting & affordability
What lenders actually look at, and how much home that really buys you.
Down payments & closing costs
Every cost beyond the purchase price, laid out line by line.
Getting pre-approved
What to have ready, and how a pre-approval actually strengthens an offer.
From offer to keys
A step-by-step timeline of what happens, and when, between an accepted offer and closing day.
A look inside
Why It Matters
Real answers, not just homework
This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.
- Plain-language explanations, no jargon left unexplained
- Local context — Ottawa land transfer tax, programs and lenders
- Built to be read once and kept for reference through closing
Client Stories
Home buyers like you
“Working with Frank Briglio on my new mortgage was an outstanding experience. He made the entire process incredibly smooth, clear, and stress-free from beginning to end. Frank is highly knowledgeable, responsive, and genuinely cares about…
CF
Christine F.
“Franco was great to work with! I reached out to compare of what my bank was offering was the best option. He was extremely friendly and I felt super comfortable asking all my questions as a first time home buyer. I felt no pressure - I only…
EP
Emily P.
“We came to Franco with a different profile. Big 5 lenders had turned us away. Unlike these lenders Franco did a great job finding solutions and presenting different options to us. He also showed great flexibility and patience as we tried to…
JM
Jean-Francois M.
“Franco has been our go to for a number of real estate transactions over the years. His experience, product knowledge, and confidence always make for a smooth experience. He’s quick to reply, easy to work with and his whole team makes sure…
KR
Kyle R.
“Franco is exactly the kind of mortgage broker you want in your corner. He’s straightforward, no-nonsense, and takes the time to really listen to your needs. Instead of overwhelming you with jargon, he explains things clearly and in a way…
L
Lise & Kristine
“Franco has been amazingly outstanding to support our 1st home purchase in Ontario, as we originally moved from Quebec to here. He had unconditional support to his customers, guidance through the unknown, and close communication along the…
M
Marie-Josée & Jimmy
Ready When You Are
Talk to a broker about your next move
Download the Home Buyer's Guide to start discovering mortgage tips.